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Finance & Banking · 4 min read

Federal Regulators Are Grilling Banks on AI in Every Exam — and Most Banks Are Failing

The Fed, OCC, and FDIC now probe AI governance in every exam cycle. A June 2026 survey found 72% of banks can't demonstrate AI failure controls on demand — and generative AI has outpaced the SR 26-2 guidance meant to govern it.

Jun 14

Government & Policy · 3 min read

Federal Regulators Signal How They Plan to Keep Pace With AI-Driven Banking Innovation

The FDIC says regulators will supervise AI outcomes rather than prescribe methods — a posture designed to let banks innovate with AI while keeping oversight relevant.

May 15

Finance & Banking · 4 min read

AI and Stablecoins Are Both Moving Faster Inside Banks Than Executives Expected

Exclusive American Banker research finds agentic AI is in production across credit underwriting, fraud detection, and customer service at leading banks — and stablecoin adoption is outpacing expectations alongside it.

May 7

Government & Policy · 3 min read

Federal Regulators Carve Out Generative and Agentic AI from Model Risk Rules

The Federal Reserve, OCC, and FDIC have amended their joint model risk management guidance to explicitly exempt generative and agentic AI, giving banks a compliance green light to accelerate AI adoption—but leaving a governance gap critics say remains unfilled.

May 6