The regulatory landscape depends on your industry and location. Key regulations as of 2026: The EU AI Act (applies to any company serving EU customers, classifies AI by risk level), Colorado's AI Act (requires bias audits for high-risk AI in employment and insurance), NYC Local Law 144 (requires bias audits for AI in hiring), and various state privacy laws affecting AI data use. Federal regulation in the US is still evolving — the NIST AI Risk Management Framework provides voluntary guidelines. If you use AI in hiring, lending, healthcare, or insurance, you likely have compliance obligations. Check NexChron's regulation tracker at /regulation-tracker for the current state of AI law.